the boring part

families trade memecoins. memecoins go to zero, often, fast, for no reason. a head can make every trade in good faith and still lose 100% of the vault. nothing here is insured, guaranteed, or backed by anyone.

not investment advice. a head's notes, a family's pnl, a leaderboard rank, a badge, a green number: none of it is a recommendation. past performance says nothing about next week. only put in what you can watch go to zero without it changing your life.

unaudited. the contracts have tests and a public source, and no third-party audit yet. bugs may exist. use small size until an audit is published on this page.

familio.trade is a website that shows you information read from public smart contracts on robinhood chain, and helps your wallet build transactions to those contracts. that's it.

• we never hold your money. deposits go straight from your wallet into a vault contract you can inspect.
• we can't move funds in any vault, pause any vault's exits, or change any vault's rules after it's created.
• heads are independent people. we don't vet them, employ them, or vouch for them. a verified handle means the wallet proved it owns that social account, nothing more.
• we are not a broker, exchange, investment adviser, fund manager, or bank. we don't take orders and we don't give advice.

every promise below is enforced by the vault contract, not by us. read it: the address is on every family page.

• non-custodial. the head can only call approved dex routers, and the output must land back in the vault. there is no function that lets a head send member funds anywhere else.
• you can always leave. leave() burns your shares and sends your pro-rata slice of every token the vault holds, in kind. heads can lock joins and pause trading; nothing lets them lock exits.
• mirror entry. your deposit is swapped into the vault's current bags at market before shares are minted, so you get exactly the current mix and pay your own slippage.
• fees only on profit. the head's fee is taken by code on realised gains after prior losses are made back. nothing is taken on deposits, exits, or unrealised gains.
• skin in the game. a head whose own share falls under the family's minimum can't trade until they top up or members leave.
• protocol switches. the factory owner can pause new trades or new joins protocol-wide in an emergency, block a router, or block a token. it can never pause exits or touch vault balances.

• head fee: set by the head at creation, capped by the contract, shown on every family page as "x% of profit". taken only on realised profit.
• protocol fee: a small share of realised profit, set at the factory and shown in the create wizard. also only on profit.
• creation fee: a flat amount in eth when a family is deployed, to keep spam vaults off the explore page.
• gas and swap fees: paid by whoever sends the transaction, to the chain and the dex, not to us.

you're trading other people's money. that carries responsibility, and depending on where you and your members live, legal obligations we can't assess for you.

• don't promise returns. don't call it a fund, a portfolio service, or managed money. it's a shared trade.
• don't take money outside the contract. if someone sends you eth directly, send it back.
• don't trade tokens you're paid to promote without saying so in the trade note.
• if you're in a jurisdiction where pooling others' money to trade requires a licence, get one or don't run a family.
• we can hide a family from explore, the leaderboard, and search if it breaks these rules or the law. we can't touch the funds; members can always leave.

memecoins and other tokens listed on approved dexes, and the vault's quote asset (eth or usdg). tokenised stocks and other securities are blocked at the factory level and can't be bought by any vault. we'll widen the universe only when we can do so lawfully.

• everything on-chain is public forever: your wallet, your deposits, your slices, your claims. that's the chain, not us.
• off-chain we store what you give us: a handle, a bio, an avatar url, social links, trade notes, reactions, comments, and the wallet signature that proves you wrote them.
• we log requests for abuse prevention and keep those logs briefly. no ad trackers, no selling data.
• connecting telegram or x shares only the public identifiers needed to post your family's feed. disconnect anytime in the head panel.

• you're at least 18 and legally allowed to use this where you are. we geoblock where we must.
• you use the site and the contracts at your own risk, as-is, with no warranty of any kind.
• we're not liable for losses from trading, bugs, chain outages, wallet mistakes, or a head's decisions, to the fullest extent the law allows.
• don't use the service for anything illegal, to launder money, or to evade sanctions.
• we can change the website and these terms. the contracts you've already joined don't change.

questions: @FamilioTrade on x.